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Go Beyond Basic Coverage

Umbrella Insurance for Extra Protection

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Added Peace of Mind When You Need It Most

Sometimes, the unexpected goes beyond your standard policy limits. That’s where umbrella insurance steps in. At Spataro Bellino, we help East Boston residents secure extended liability protection—so one accident doesn’t turn into a financial crisis.

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A man and a woman are sitting on the floor of a track.

Because One Policy Isn’t Always Enough

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Why Add Umbrella Coverage?

A serious car accident or incident on your property could result in lawsuits and expenses your home or auto insurance can't fully cover. An umbrella policy provides additional liability coverage, giving you the confidence to live fully—without worrying about “what if.”

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01

Extended Liability

Adds extra protection beyond your home, auto, or boat insurance limits—up to $1 million or more.

02

Legal Cost Coverage

Helps pay for legal defense and court costs not covered by your primary policies.

03

Worldwide Coverage

Most umbrella policies cover incidents that happen anywhere in the world, not just at home.

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Secure Your Finances for the Unexpected

Ask Us About Umbrella Insurance

Let’s talk about how an umbrella policy can protect your home, assets, and future. We’ll help you find the right fit—fast.

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  • Do I really need umbrella insurance?

    If you own property, have savings, or want extra protection, umbrella coverage can shield your assets in a worst-case scenario.

  • Does it cover my family too?

    Yes, umbrella insurance often extends to household members, including a spouse and children.

  • How much coverage can I get?

    Policies typically start at $1 million, with options to increase based on your needs.

  • Is it expensive?

    Not at all—many policies start under $300/year, making it an affordable way to boost your coverage.