Top Winter Prep Tips for Keeping Your Home Safe

As the temperatures begin to drop and winter approaches, ensuring your home remains safe and warm becomes a top priority. By taking a few proactive steps now, you can prevent stress and costly insurance claims later. Here's how:

Adjust Smart Thermostat Settings

Modern smart thermostats can automatically adjust to reduce energy waste. Set it between 68°F and 70°F while at home to stay comfortable and efficient.

Clear and Check Solar Panels

Ensure your solar panels are set to winter mode and clear them of snow after storms to maintain their efficiency.

Boost Indoor Air Quality

Consider using HEPA filters for viruses and particles or MERV 13+ for dust and allergens. These can be added to HVAC systems or used in portable units.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables. This ensures a streamlined process for potential insurance claims.

Seal Gaps Around Windows and Doors

Sealing gaps is a classic method to retain heat and reduce energy bills, making it an essential task.

Insulate Exposed Pipes

Prevent pipes from freezing and bursting by insulating them, especially those in basements or exterior walls.

Clean Out Gutters

Clear leaves and debris from gutters to prevent ice dams and water backup before the heavy snow arrives.

Schedule a Heating System Checkup

An annual inspection of your heating system can help avoid unwanted surprise breakdowns during cold snaps.

Implementing even a few of these tips can make a big difference in protecting your home this winter. It's never too late to start. Stay proactive and consider reviewing your homeowners insurance policy with us, especially if you're unsure about what is covered during winter weather events.